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have? You might as well burn it! It does not apply to on the job injuries that are covered under Worker's Compensation.
You now live in the deep, dark, deprived world of Worker's Comp, basically a world of sub-standard medical care.
When you enter the world of Worker's Comp, you will be given a limited list of doctors to choose from. If you are lucky, you may find a doctor on the list that you know is good, but there is a catch: any treatment they do must be approved by Workman's Compensation, which is much more strict than most health insurance companies. The care a "good doctor" will give you under the guidelines of Comp is very different than you would receive under Blue-Cross. Basically, comp will readily approve X-rays, physical therapy, and prescription pain killers. If you need anything beyond that, they are very skilled in "just saying NO." I speculate Worker's Comp to be this: minimal inexpensive treatment, dope you up as much as possible to kill the pain (as well as muddle your brain), and offer you a settlement. Once you accept the settlement, they can wash their hands of you. You then can go over and apply for social security disability, but that can sometimes take up to two years or more. Also, there is a chance you will be turned down.
Anyway, once you are off of the comp, remember all those great pain killers they had you hooked on? They are now cut off, and you are then one of the many who rotate through various hospital emergency rooms to try to get more of the drugs Worker's Compensation got you hooked on. The biggest thing with all of this is they never fixed your problem to begin with, and now you have a small settlement and big pain, and a drug addiction as well.
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